Does Dental Insurance Cover Invisalign? Dental insurance typically covers Invisalign treatment just like traditional metal braces — up to the maximum dollars per year and/or orthodontic lifetime limit in your policy. However, since every dental insurance plan is different, it’s important that you check with your insurance company to verify coverage for Invisalign treatment.
If you have dental insurance that covers Invisalign treatment, great! You may only have to pay your deductible and copayment (if any) for your Invisalign treatment. If you don’t have dental insurance or if your dental insurance doesn’t cover Invisalign treatment, don’t worry — there are still options available to help make Invisalign affordable for you. Many orthodontic offices offer payment plans with no interest, which can make paying for Invisalign more manageable.
You can also check with your employer’s human resources department to see if they offer any type of dental discount plan that could help reduce the cost of Invisalign treatment.
What is Invisalign?
Invisalign is an orthodontic treatment that uses clear, removable aligners instead of metal braces to gradually straighten teeth. Invisalign is almost invisible, so many people won’t even know you’re wearing them. Because Invisalign aligners are removable, you can eat and drink what you want during treatment, and brush and floss normally. You can also remove the aligners to play sports or for special occasions such as weddings or proms.
Invisalign treatment consists of a series of custom-made clear aligners that are worn for two weeks before being replaced by the next set in the series. As you replace each aligner, your teeth will move — little by little, week by week — until they have straightened to their final position prescribed by your orthodontist or dentist.
What Does Dental Insurance Cover?
There are many different types of dental insurance plans, and each one covers different services. Some plans may cover Invisalign, while others may not. It’s important to check with your insurance provider to see what services are covered under your plan.
Invisalign and Dental Insurance
Most dental insurance plans will cover Invisalign treatment just as they would cover traditional braces. However, every insurance plan is different, so it’s important to check with your provider to see what your specific coverage is. In general, Invisalign treatment is considered to be a “medically necessary” treatment, which means that it should be covered by most insurance plans. However, there may be some restrictions or limitations on your coverage, so it’s always best to check with your provider before you start treatment.
There are a few things that could affect your coverage, such as the severity of your alignment problem or the length of treatment required. In some cases, you may need to get prior approval from your insurance company before starting treatment. If you have any questions about your dental insurance coverage for Invisalign, our team at Parkview Dental Care would be happy to help. We can work with you and your insurance company to help maximize your coverage and make sure that you get the treatment you need.
How to Get the Most Out of Your Dental Insurance
If you’re like most people, you probably don’t think about your dental insurance until you need it. Then, when you do need it, you may be surprised to find that your coverage isn’t as comprehensive as you thought. Dental insurance plans typically cover preventive care, such as cleanings and X-rays, at 100%. But they usually only cover basic procedures, such as fillings and extractions, at 50%. And they typically don’t cover major procedures, such as crowns and bridges, at all. So how can you make the most of your dental insurance? The first step is to understand your coverage. Know what’s covered and what’s not. And be sure to ask about any exclusions or limitations.
Once you know what’s covered, take advantage of any preventive care benefits. These are usually covered at 100%, so there’s no reason not to use them. Dental cleanings and examinations can help catch problems early, when they’re simpler and less expensive to treat. If you do need a procedure that’s not covered by your insurance, or if you have a procedure that’s only partially covered, be sure to compare costs before you have it done.
Get estimates from several dentists and compare their fees. You may be able to find a dentist who will offer a discount for cash payment or who is willing to work out a payment plan. And finally, remember that dental insurance is just one piece of the puzzle. There are other ways to pay for dental care, including dental savings plans and credit cards with dental care rewards programs. By using a combination of these payment options, you can get the dental care you need at a price you can afford.
Does Dental Insurance Cover Invisalign? In short, dental insurance does not cover Invisalign. However, some dental insurance plans may offer a discount on Invisalign treatment. Be sure to check with your dental insurance provider to see if they offer any discounts on Invisalign treatment.